• Full Replacement Cost – We offer policies that pay to replace your bike with a brand-new one if it’s totaled, rather than just cutting a check for its used market value.
  • Custom Parts & Equipment – From custom paint to chrome upgrades and sidecars, we ensure your investment in modifications is fully documented and covered.
  • Uninsured Motorist Coverage – Given the risks on the road, we prioritize high-limit protection against drivers who aren’t properly insured.
  • Gear & Apparel Protection – Coverage for your helmet, leathers, and safety gear if they are damaged in a covered incident.
  • 24/7 Roadside Assistance – Specialized towing for motorcycles to ensure your bike is handled with care if you’re ever stranded.

Why Choose an Independent Agent?

At Palmetto Group Insurance, we don’t believe in ‘standard’ motorcycle policies. We shop multiple carriers to find the right balance of liability limits and premium costs. Because we are local to Johns Island, we understand the riding conditions in South Carolina and can advise you on the specific coverage levels that protect your personal assets most effectively.
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