About the Agency

At Palmetto Group Insurance, we believe insurance should be personal, straightforward, and built around your needs. Founded in 2016 by Jamie Richardson, our agency combines over 60 years of collective experience. We specialize in providing tailored coverage for families and businesses, backed by attentive service and honest guidance.

Beyond helping clients protect what matters most, we love being active in our community. From local events to charitable initiatives, giving back is at the heart of who we are. At Palmetto Group Insurance, we don’t just insure our neighbors — we’re proud to be a part of the community we serve.

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Our Team

Jamie Richardson – Agency Owner

Jamie Richardson

Agency Owner

Jamie Richardson is the Principal Agent for Palmetto Group Insurance, bringing over 20 years of experience in the insurance industry. With a background in claims, agency management, and sales management, Jamie offers a well-rounded perspective to help clients find coverage that fits their unique needs. Originally from Columbia, SC, Jamie moved to the Charleston area in 2013 and founded Palmetto Group Insurance in 2016. His commitment to personalized service and protecting what matters most drives everything the agency does.

Cathy Nimmo – Senior Customer Service Representative

Cathy Nimmo

Senior Customer Service Representative

Cathy Nimmo has over 40 years of experience in insurance and client service. She is known for her friendly, attentive approach, ensuring every client feels supported and informed. Cathy works closely with clients to guide them through the insurance process and provide ongoing support, making her a trusted resource for families and businesses alike.

Spotty MacDubh Richardson – Chief Happiness Officer

Spotty MacDubh Richardson

Chief Happiness Officer

Spotty MacDubh Richardson, our lovable mascot, is a constant source of joy at the agency. Known for his wagging tail and friendly demeanor, Spotty reminds us every day that insurance doesn’t have to be stressful — sometimes it’s about comfort, loyalty, and a little bit of fun. He’s always on hand to greet clients and bring a smile to everyone who visits.